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TJL: Marketing & PR for small businesses

Targeted activity acheives results.

Our factsheets

For getting funding

Before you do anything about securing funding, draw up a business plan working out how much money you need to start up, if there is a market and financial forecasts. Most people use savings, friends and family or bank loans to start up a business (or a combination of these).

Other options include:

  • Angel investors: Business angels (BAs) are wealthy individuals who invest in high growth businesses in return for equity in those businesses. Some invest on their own, others as part of a network, syndicate or investment club. The investors often make their own skills, experience and contacts available to the company. Angels Den is an organisation which can help your business. For more information go to www.angelsden.co.uk

  • Community Development Finance Initiatives (CDFI): There are more than 60 of these organisations in the country, which provide loans and support to businesses and individuals setting up business in deprived areas. The sorts of loans accessible will vary depending on the region. Go to www.cdfa.org.uk

  • Research and Development grants: These are available for introducing technological innovation in your business. The amount you are eligible for will depend on the size of your business and the project you are undertaking.

  • The Carbon Trust: Offers zero interest loans of between £3,000 to £400,000 for companies wanting to cut down on overheads by using more energy-efficient equipment. There’s no arrangement fee and loans are repayable over a four-year period. For more information visit: www.carbontrust.co.uk

  • Invoice discounting: This facility can get you an advance on money owed to you by customers. Essentially it acts as an overdraft, with the payment due acting as your security. For companies concerned about late payment, there are also factoring services available through the Asset Based Finance Association (ABFA). For more information go to: www.abfa.co.uk